Privacy Policy

Privacy Policy

Introduction

At https://affordable-car-insurance-for-new-drivers.storysurge.net (hereafter referred to as “ACIND,” “we,” or “our”), we are committed to maintaining a transparent and secure online environment for our users. This privacy policy outlines our practices regarding the handling of personal information in alignment with various international data protection laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CPPA/CCPA) and its updates
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://affordable-car-insurance-for-new-drivers.storysurge.net
  2. Any mobile applications or software developed and maintained by ACIND
  3. Online services and products offered through our platform
  4. Interactions between users and our content, whether on the website, apps, or through communications channels

Please note that this policy does not extend to external third-party platforms, applications, or services linked from our site, as they have their own privacy policies governing user data.

Data Collection and Processing Activities

When you interact with ACIND in any of the aforementioned ways, we may collect and process several types of personal information:

  1. Account Information: Details required to create and manage your user account, such as name, email address, and password.
  2. Payment Information: Data related to financial transactions, including cardholder names, credit/debit card numbers, expiration dates, and security codes.
  3. Financial Information: Records of your insurance purchases, policy details, and billing history.
  4. Purchase Information: Details about products or services you’ve acquired from us, including dates, quantities, and prices.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device tokens, and advertising IDs.
  6. Location Data: Geographic coordinates captured when you use our location-based services.
  7. Feedback and Reviews: Opinions, comments, and ratings shared by users regarding our products or services.
  8. Social Media Information: Publicly available data from social media platforms when users choose to connect their accounts with ACIND.
  9. Product Interest: Information about your interactions with our insurance product offerings, including pages viewed, forms filled out, and inquiries made.

Cookies and Data Collection Technologies

We employ cookies and similar technologies to enhance user experience and gather analytics:

  • Strictly Necessary Cookies: Essential for navigating our website and ensuring basic functionality.
  • Preference Cookies: Remember user preferences and settings to personalize content.
  • Analytics Cookies: Track website usage, analyze trends, and measure the effectiveness of our online services.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of cookies are set on their devices.

Data Retention and Deletion

ACIND retains personal data only for as long as necessary or required by law. Once the purpose for data collection is fulfilled, we securely delete or anonymize the information. This process ensures that your data is not retained beyond its original use case.

Security Measures

We have implemented robust security measures to safeguard your personal information:

  • Encryption: Data transmitted between your device and our servers is encrypted using industry-standard protocols.
  • Secure Third-Party Processing: We engage reputable third-party service providers who adhere to strict data protection standards to process payments, analytics, and other specialized tasks.

Children’s Privacy

ACIND does not knowingly collect or solicit personal information from children under the age of 18. Our services are designed for a general audience, and we encourage parents and legal guardians to supervise their child’s online activities.

Your Data Rights (Depending on Your Location)

The data protection laws in different jurisdictions grant users various rights regarding their personal information:

  • Access: The right to request access to the personal data we hold about you.
  • Rectification: The right to have inaccurate or incomplete personal data corrected.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data under certain circumstances.
  • Restriction: Limiting the use, processing, or sharing of your personal data.
  • Portability: Obtaining a copy of your personal data in a structured format for reuse across different platforms.
  • Objection: Objecting to the processing of your personal data for specific purposes.
  • Non-Discrimination: The right to be free from discriminatory practices based on certain personal characteristics.
  • Appeals and Complaints: Filing formal appeals or complaints with our privacy team regarding data handling practices.

To exercise these rights, please contact our dedicated privacy team at your earliest convenience.

Changes to Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any modifications will be posted on this page, and we encourage users to review these updates regularly.

Contact Us

For any questions related to this privacy policy, data handling practices, unsubscribe requests, or general inquiries, please contact us: